What I Offer

Coverage Guidance for Every Stage of Life

Whether you're approaching Medicare eligibility, protecting your family, or reviewing your current coverage, I'm here to walk you through your options clearly and without pressure.

01

Medicare

Navigating Medicare with clarity

Approaching Medicare eligibility can feel overwhelming — there are multiple parts, plan types, and enrollment windows to understand. I help you sort through your options so you can choose coverage that fits your health needs and budget.

Medicare eligibility and enrollment period guidance
Original Medicare (Parts A & B) overview
Medicare Advantage (Part C) plan options
Medicare Supplement (Medigap) plan comparisons
Medicare Part D prescription drug coverage
Annual plan review and changes during open enrollment

I am an independent licensed agent and am not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

02

Life Insurance

Protecting what matters most

Life insurance is one of the most meaningful ways to protect your family's financial future. I'll help you explore options that align with your goals, budget, and stage of life — without the pressure of a sales pitch.

Term life insurance for temporary coverage needs
Whole life insurance for lifelong protection
Universal life insurance with flexible premiums
Coverage for individuals, couples, and families
Policy review for existing coverage
03

Final Expense Insurance

Peace of mind for you and your loved ones

Final expense insurance — sometimes called burial insurance — helps cover end-of-life costs so your family isn't left with unexpected financial burdens during an already difficult time. I can help you find a plan that provides that peace of mind.

Whole life policies designed for final expense coverage
Simplified underwriting — often no medical exam required
Coverage for funeral, burial, and related costs
Options for seniors and those with health concerns
Affordable premiums with fixed rates
04

Health Insurance

Individual and family health coverage

Whether you're self-employed, between jobs, or simply reviewing your current plan, navigating health insurance options can be complex. I help individuals and families understand what's available in their area and find coverage that works for their situation.

Individual and family health insurance plans
Coverage options for self-employed individuals
Short-term health insurance options
Plan comparisons by premium, deductible, and network
Guidance during open enrollment and qualifying life events
05

Other Insurance Products

Additional coverage for life's many stages

Insurance needs don't fit into one box. I also assist clients with additional coverage options to help ensure they and their families are protected across different life circumstances.

Dental and vision insurance
Hospital indemnity plans
Cancer and critical illness coverage
Accident insurance
Short-term care and other supplemental products
My Process

How We Work Together

My process is straightforward, unhurried, and always centered on your needs.

01

We Talk

We start with a conversation — in person or virtually — to understand your situation, goals, and any questions you have.

02

I Research

I review available plans and options from multiple carriers to find coverage that fits your specific needs and budget.

03

We Review Together

I walk you through your options clearly, answer your questions, and give you the information you need to make a confident decision.

04

Ongoing Support

My relationship with clients doesn't end at enrollment. I'm here as your needs change over time.

Let's Connect

Not sure where to start?

That's exactly what I'm here for. Reach out and we'll figure it out together.

Abby Cerros — Licensed Insurance Agent

Helping individuals, families, and seniors navigate their insurance options with clarity and confidence.

Licensed in MO · KS · TX

Get in Touch

In-person & virtual appointments available

Services in English & Spanish

Schedule a Consultation

© 2026 Abby Cerros. All rights reserved.

Abby Cerros is a licensed insurance agent. Not affiliated with or endorsed by the U.S. Government or the federal Medicare program. Availability of plans and benefits varies by carrier and location.